Financial Hardship

Financial Hardship

Financial Hardship

What to do I do if I experience unforeseen Hardship?

At Payright we are here to help. Payright understands that life sometimes throws curveballs and that due to a change in circumstance, you may find it hard to maintain your payments.

If you are unable reasonably to keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to Payright for a hardship variation.

COVID-19 Support

For any of our merchant partners or customers who feel they may have been impacted, please feel free to get in touch with our Australian-based Support team. We are available from 8am-6pmĀ  (AEDT) Monday-Friday to discuss how we can support you.

More information regarding COVID-19 support is available here.

To apply for a hardship variation, you need to contact us as soon as possible to discuss your situation.

You can contact us to discuss your account by:
Emailing us at:

Or writing to us at:
42 Cambridge Street
Collingwood VIC Australia 3066

To assist us reasonably consider your request to vary your account, you will need to:

  1. Make an application in writing;
  2. Explain your reason(s) for the application;
  3. Let us know what you are seeking, for example a postponement of the dates on which payments are due under your contract (please specify the period for which you want this to apply); and
  4. Send the application to us.

Occasionally, we may require further information to assess your application. In such cases, we will let you know as soon as possible.

If you need any help with your application, call us on 0800 338 496

We welcome your feedback in dealings with us. If you are not happy with the financial hardship assistance we provide you, please let us know and we will endeavor to resolve your concerns to your satisfaction.