Vroooooooom.
Do it right.

Upgrades now, pay later.
Up to $10k on new tyres, detailing, tinting and more.

Vroooooooom.
Do it right.

Upgrades now, pay later.
Up to $10k on new tyres, detailing, tinting and more.

Luxe beauty treatments.
Do it right.

Beauty now, pay later.
Up to $10k on salon treatments, lashes, laser and more.

Luxe beauty treatments.
Do it right.

Beauty now, pay later.
Up to $10k on salon treatments, lashes, laser and more.

Home reno.
Do it right.

Reno now, pay later.
Up to $10k on solar, painting, decking and more.

Home reno.
Do it right.

Reno now, pay later.
Up to $10k on solar, painting, decking and more.

Trade job?
Do it right.

We’ve partnered with Builderscrack!
With flexible payment plans of up to $10k, get your home repair or reno job done sooner, and pay over time in bite size instalments.

Trade job?
Do it right.

We’ve partnered with Builderscrack!
With flexible payment plans of up to $10k, get your home repair or reno job done sooner, and pay over time in bite size instalments.

The Payright difference

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We help you plan right

Different payment plans make it easy for you to manage your spend.

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Flexible terms up to 36 months

Spread the cost of your purchase over a schedule that’s right for you.

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Budget for purchases up to $10k

$10k plans to spread the cost of big and small buys

Easy and flexible plans

Turn ‘too much’ into ‘too easy’ by spreading the cost of purchases over time. Pay in fortnightly or monthly instalments. Terms from 3 months to 36 months.

Find a store

Supporting local Kiwi businesses

Whether it’s new bikes for the kids, a course to progress your career or retiling your bathroom, Payright’s merchant network has you covered.

Find a store

Ready to start a plan? Apply in-store in minutes

Visit a store to find exactly what you need. Apply for a plan on your phone in minutes. Get an instant decision.

All applications are subject to responsible lending criteria and inquiries.

Ready to buy?

Find a store

Become a Payright merchant

Give your customers the option to budget better. Payright helps people plan right by spreading the cost of purchases over time.

Our flexible buy now, pay later payment plans suit bigger and smaller buys – from a few hundred dollars to $10k.

Get started today

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