What are the fees and charges to use Payright?

Payright is always interest free which makes our plan really affordable. When you make a purchase, Payright will open an account for you.

See below for fees and charges that may be applicable to your account.

Establishment Fee

Initial fee to establish your account.
Up to $59.90

Ongoing Fees Charges*

Payment processing fee

Fee payable with each repayment.
$2.95 per payment

Monthly account keeping fee

Payable with each periodic repayment (pro rated for each repayment within a month, as applicable). A fee of up to $3.50 may be payable while your account remains open, regardless of whether any plans are active.
$3.50 per month

* These fees are not duplicated in the case of more than one plan

Event based fees and charges that may apply

Repeat purchase fee payable when a repeat purchase is made with Payright.

What could happen if you fail to meet your commitments?

In the event of a breach of the contract or on the enforcement of the contract, the default fees specified below are payable. Your credit contract may allow Payright to vary these fees and charges.

Default fees

Late Payment Fee is payable when a scheduled payment is missed.

Up to $12.95

Enforcement Fee

Payable immediately when Payright make arrangements to enforce the contract and/or collect overdue payments.
Up to $29.95